Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.

  • papalonian@lemmy.world
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    8 months ago

    if your debit card is used fraudulently, that money is gone from your bank account forever

    Eh, this must be a case by case thing. One of my cards was compromised a couple months ago, my bank was good and got it blocked pretty quickly but one transaction for like $250 went through before they caught it, they refunded me the money in like 3 days.

    • dmention7@lemm.ee
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      8 months ago

      Yeah you’re right. “Could be gone forever” is probably more accurate. I imagine most banks would give you a bit of leeway, just like most CCs aren’t going to hold you liable for the first $50 like they technically could.

      But at the same time, that money is gone immediately from your account, so if a sizable amount gets debited it could put you in a pickle until/if they refund it.