I’m in the same boat, single income just under $200k, but my savings has stagnated the past three years due to medical bills (wife was hospitalized and is now disabled).

Debt is beginning to pile up and it seems like the only real option is to start cherry picking the more important medical expenses to keep up on and letting the others slide (like the $26k hospital bill).

At the current rate things are going, I’ll have no savings and no college fund for my kid along with a stack of unpaid medical bills and needing to downsize to a cheaper home in a worse neighborhood. At least our only car is paid off end of the year and should hold up as long as the last one (made it 12 years, 220k miles).

Living that American dream.

And Santa Fe. And Virginia Tech. And El Paso. And Parkland. And UT Austin.