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Joined 1 year ago
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Cake day: July 26th, 2023

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  • Ehhhhh

    Stock price is absolutely tied to the perceived performance and anticipated future performance of the company.

    The problem is that most departments of a company are profit centers and therefore there is a huge incentive to squeeze the most return (product features, sales, etc) from that investment (your salary). They will abuse you just hard enough so you don’t quit. Or they will abuse you endlessly because the churn is factored into it.

    The company doing well is only loosely tied to morale. Yes happier employees probably perform better but it’s not the best return on the investment.


  • Making a loan count as income will mess up legit home purchases. If you went that route it couldn’t be that simple.

    A big benefit to the buy borrow die strategy is the step up basis for your children. Realizing the gain will move the basis up and cause a taxable event.

    I don’t know all the details, much less if this plan is perfect, but I think that’s the idea.

    Maybe removing step up basis is enough, to help reduce generational wealth. IDK