Most people can’t fight it. Fighting a claim, depending on insurance, requires multiple different Doctors recommending the same thing. Sometimes the insurance requires prior steps taken that are unavailable to individuals (I was required to take antibiotic that I’m allergic to before a surgery). Getting into a specialist can take months, and the costs of seeing a specialist are not often covered at all (goes towards deductible), and unless you live in or near a city you may not be able to find specialists you don’t need to get a hotel to see (travel expenses and time off work are not covered). Not to mention, if fighting a denied claim rolls over to the next year, everything starts over, even if you have the same insurance it’s considered a new policy because it’s a new year.

Unless you have unlimited time and money, fighting a denied claim is pretty difficult and goes nowhere fast. That’s how the system was designed.

I got cerave as a face lotion, my husband uses it maybe more than I do.

I don’t think cruelty is the point of everyone. Sometimes the point is willful ignorance. “Well that’s not what I think an abortion is” or “it’s not about that stuff, it’s about using it as contraceptive” talking about life saving medical intervention.

Came here for this

So… Biden’s son used “do you know who my daddy is?” To try and further his business, the president never had any role in the business, and that’s enough for Republicans to m impeach him?

Where were they when Trump kept using his businesses, still owned by him, to directly make money while he was president?

Train tickets by me cost 4x an hour of minimum wage work. Even if a single person helped per hour, that’s more than enough to make it worthwhile compared to a paying job. That’s a scam, taking advantage of people’s help as a regular living rather than making an honest living.

What is this? Breast milk when drinking alcohol??

I see this every couple years (I think it’s the same). The fungus can only degrade very few plastic types, like Styrofoam.