Josta 🥰

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Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.

This makes sense. Your credit utilization has a high impact on your score. What they’re looking for is the ratio of Credit used over credit available. Ideally you want to keep it under 30%. In your case you’re dividing by zero so it’s impossible to have a good ratio.

If you’re looking to raise your score, just getting a credit card and not even using it will improve your score by increasing your divisor above zero, but some banks may close the account if it goes unused. If you do use it pay it off ASAP. There is a terrible misconception out there that you need to carry a balance on a card and pay interest to raise your score. THAT’S JUST NOT TRUE. Don’t ever carry a balance. It doesn’t ever help your score and can only hurt it if your ratio gets too high.

I initially thought I might participate in the IPO. I’m still not over what /u/spez did last year but I justified it the same way I ever bet AGAINST my favorite sports teams. That way if they lose there would is still an upside. I don’t think Reddit will be a great investment. But if they are, hey, at least there’s some money in my pocket.

This would have been my first IPO. And what made me finally decide against participating was the recognition that buying into an IPO, unlike regular stock trading, is actually putting money directly into the company’s pockets.

Fuck that; fuck them; and especially fuck /u/spez.

I do have ABP installed. I leave the “Acceptable Ads” option on which usually accomplishes what I want. Not sure how Rolling Stone’s ads are getting qualified as “acceptable” though.

I enabled “Reader” mode for RS by default in Safari now so it won’t be a problem again

I did but I suppose I lost that section amongst all the ads interspersed through the article.

Thanks for the suggestion, though.

I see - thanks for the info…

So why is the Dwight D. Opperman Foundation handing out awards in the name of RBG?

Can just anyone do that?

Gamergate was the starting point in my mind…

the crystal size should only affect how long it takes to dissolve, not how sweet it tastes

Unless OP isn’t giving the crystals sufficient time to dissolve, which would give it the appearance of having less sweetening power

So your point is war and genocide are synonyms.

Your point is “Genocide” has no meaning?

He was pretty disbelivably coherent.

TBH one third of U.S. adults is a good sized addressable market…

Low bar…

3-5 Coins? Are they fucking nuts?!

Everyone knows 8 is the luckiest number.

3-5 averages to 4 which is extremely unlucky

*smdh*