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Joined 7 months ago
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Cake day: February 22nd, 2024

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  • A medication being more expensive usually indicates rarity. This means the instance of required coverage by insurance companies is also rare. The fact any medication, needed to mitigate the risk of simply being born, might not be covered by “insurance” is bonkers.

    I think we need to start a new industry to take it to insurance companies every time they deny coverage. Bury them in complaints and legal actions. Go so hard on every case that they give in immediately upon seeing the letterhead.






  • It’s gone up more than 4% per year for the past 3 years. Even the article mentions a 5% increase when accounting for inflation. Though that seems high; the article is a mess.

    BLS:

    • Compensation costs up 4.0 percent from December 2020 to December 2021

    • Compensation costs up 5.1 percent from December 2021 to December 2022

    • Compensation costs for civilian workers increased 4.2 percent for the 12-month period ending in December 2023

    Obviously this is flawed as we don’t have data for December 2024. 2019-2020 wasn’t a great time overall, but really we need the data for March to March, etc.















  • While I applaud this, there are A LOT of limitations this first round. Those eligible will be a very slim pool. For example these items exclude you:

    • Paid for child care in order to work
    • Made contributions to a retirement plan
    • Had college tuition or other higher education expenses
    • Paid for energy efficient updates to your home
    • Are not married and over age 65 or disabled with an Adjusted Gross Income (AGI) between $13,850 and $17,500
    • Bought health insurance through a marketplace (like HealthCare.gov)
    • Withdrew money from a health savings account (HSA)
    • Had tips
    • Income received from payment apps, online marketplaces, or payment cards
    • Income from independent contractor and gig work
    • Income from rent, prizes, awards
    • Need to report alimony
    • Income from pension and retirement account distributions
    • Additional limitations if your household income exceeds $125,000. You can’t use Direct File if your wages are more than $200,000 ($160,200 if you had more than one employer). [So two fillers with > $80K ea.? I don’t avidly understand this…]
    • [In AZ] Receive the Arizona Families Tax Rebate in 2023 (most Arizona families with children received the Rebate in late 2023)

    It seems they’ve managed to eliminate a significant number of taxpayers here, from all income levels. It also appears the state income tax rules play in significantly, which is strange to me- but then I guess the IRS needs their cut if you got money back from the state…. Any way, that will be a lot of upkeep for 50 sets of rules and situations, just to start.

    If they can’t pull this off for everyone those left behind will find it very tedious or expensive to do their taxes, as this will likely shrink the base of available commercial options.