Yeah but to actually believe the using it as a contraceptive line you’ve got to be sticking your fingers pretty far down your ears shouting la-la-la. Willful ignorance is cruelty.

Also use ethique, no complaints.

With multiple children the assets can put the in a trust.

It’s commonly got around too by those with the resources by switching the assets into a trust or in another person’s name a few years before they need the long-term care. Literally only penalizes the most vulnerable. NYS long-term care is so stupid expensive because they privatized it.